Friday, March 14, 2014

Navigating your 20's

Used with permission from Microsoft
I'm turning 30 tomorrow. It hasn't sunk in yet and I really don't feel this old but my birth date tells me I am. Since this is the last day in my 20's, I decided to compile 7 pieces of wisdom I've found during this terrific season.

1. Direction. Don't try to forge your own path apart from God's guidance. Grow close to God and let Him guide you. Your 20's can be an incredible time for God to use you. Volunteer in your church and community. Go on as many feasible mission trips as you are led to. This is a pivotal season where God prepares you with wisdom and gifts to be used the rest of your life.

2. Family. Don't forget about your family. Appreciate the time you have with them. Ask your grandparents and parents to share about their experiences and get as  much wisdom as you can.

3. Regret. Don't waste your life on trivial things. In the end they don't compare to experiencing God's presence and the people in your life.
Used with permission from Microsoft

4. Marriage. In all the mushy movies they say, "Listen to your heart," or "Follow your heart." Don't do it! The heart is deceitful above all things, and desperately sick; who can understand it?, (Jer. 17:9, ESV). Let God lead you in who to marry and you will know who, why, and when to marry. Relationships need to be on God's timing, not ours. Refusing to do things God's way will mess up your life. I have many friends that are divorced now.

5. Money. Don't make money your god and don't waste your money. I was into sports cars and motorcycles in my 20's. I wasted a lot of money on them that could have been used to pay down my student loans or save for a house. Credit cards can be very dangerous but very good for building credit. Interest is high, usually at least 13% or more. I recommend ONLY using a credit card for a laptop for school and gas for your car. Never pay the minimum payment. Pay as much as you can each month. If possible, pay it off each month to keep interest from accruing. This will build your credit so that when your ready to buy a house you can get a terrific rate on a loan.

6. Education. If you're not sure what to do, pray and do a lot of research. There are many 4 year degrees that are a surplus right now and a 2 year degree or technical school can be more advantageous. Determine where you want to live. Talk to people in any field you are interested in to get a feel for the job. Choose your college carefully. Weigh the costs vs the education you are receiving. There may be a better alternative. School loans have to be paid back! Borrow the minimal amount you need and work a job. If you get a refund check leftover from the loan, use it to pay back your loan.

7. Have fun! This is an exciting season. It is a season full of many different paths and unknowns. Use this season wisely to create wonderful memories. 

Proverbs 3:1-7
My son, do not forget my teaching,
    but let your heart keep my commandments,
for length of days and years of life
    and peace they will add to you.
Let not steadfast love and faithfulness forsake you;
    bind them around your neck;
    write them on the tablet of your heart.
So you will find favor and good success
    in the sight of God and man.
Trust in the Lord with all your heart,
    and do not lean on your own understanding.
In all your ways acknowledge him,
    and he will make straight your paths.
Be not wise in your own eyes;
    fear the Lord, and turn away from evil.

Sources Cited:
The Holy Bible, English Standard Version Copyright © 2001 by Crossway Bibles, a division of Good News Publishers.